MPIN Explained: What It Is and How to Reset It Safely


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Estimated read time: — Last updated: March 2026 Reviewed against official SAM.gov sources

The MPIN (Marketing Partner Identification Number) is a SAM.gov credential used to authorize banking updates and certain administrative changes to your entity record. This guide explains what the MPIN is, where it is used, how to reset it, and how to keep it documented so it does not become a problem when you need it most.

For the full SAM.gov reference guide, see the SAM.gov registration guide for small businesses. For EFT and banking setup guidance, see EFT and banking setup in SAM.gov.

Quick answer: Your MPIN is a self-created credential you set during SAM.gov registration. It is used to authorize banking information updates. If you have lost your MPIN, it can be reset through your SAM.gov entity record — you do not need to contact FSD for a standard MPIN reset.
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What Is the MPIN?

The MPIN (Marketing Partner Identification Number) is a credential you create during SAM.gov entity registration. Unlike your Login.gov password — which controls access to the SAM.gov interface — the MPIN is used specifically to authorize sensitive updates to your entity record, most notably changes to your EFT banking information.

The MPIN is not assigned by SAM.gov. You create it yourself during registration. It must meet SAM.gov's complexity requirements and should be treated with the same level of security as a banking password — because that is effectively what it protects.

MPIN vs Login.gov password — two different things:
Your Login.gov password gets you into SAM.gov. Your MPIN authorizes specific actions inside SAM.gov — particularly banking updates. Losing one does not affect the other. Both need to be documented and controlled at the organization level.

Where the MPIN Is Used

The MPIN's primary function in modern SAM.gov is to authorize EFT banking updates. When you need to change the routing number, account number, or banking details on file in your entity record, SAM.gov requires MPIN verification as a security layer to prevent unauthorized changes to your payment information.

Historically, the MPIN was used more broadly across federal procurement systems. Its role has narrowed over time as SAM.gov evolved, but it remains an active credential for banking-related updates. If you are never updating your banking information, you may go years without needing it — which is precisely why it gets forgotten and lost.

Field Note — Former Contracting Officer The MPIN comes up most often at the worst possible time — when a business needs to update its banking information after a bank account change, and the person who originally created the MPIN during registration is no longer with the organization. This is not a rare scenario. It happens regularly. The fix is preventable: document the MPIN when you create it, store it with your other vendor credentials, and review it annually as part of your SAM renewal process. Treating it as a forgotten password until you need it is a guaranteed way to create a time-sensitive problem.

How to Reset Your MPIN

If you have lost or forgotten your MPIN, you can reset it directly through your SAM.gov entity record — no FSD ticket required for a standard reset. Here is the process:

SAM-gov-MPIN-reset-credential-update-entity-record-screen
The MPIN reset option in your SAM.gov entity record — accessible through the entity administration settings.
1
Sign in to SAM.gov using your Login.gov credentials
You need active Login.gov access to reset your MPIN.

Go to sam.gov and sign in with your Login.gov email and password. Your MPIN reset is handled inside SAM.gov — not through Login.gov. If you cannot sign in, resolve the Login.gov access issue first. See Login.gov basics for SAM.gov vendors for help with sign-in issues.

2
Navigate to your entity record
Go to your workspace and open the entity that needs the MPIN reset.

From your SAM.gov workspace, locate your registered entity. Open the entity record and look for the administration or settings options within the entity management area.

3
Locate the MPIN field and select the reset option
The MPIN field appears in the entity administration section.

Within your entity record, find the MPIN credential section. SAM.gov will present an option to reset or update the MPIN. Follow the prompts to create a new MPIN that meets the complexity requirements.

4
Create a new MPIN and document it immediately
Do not close the browser before recording your new MPIN securely.

Choose a strong MPIN that meets SAM.gov's requirements. Before navigating away, record the new MPIN in your vendor credentials file — the same secure location where you store your Login.gov email, UEI, CAGE code, and EIN. Update any internal documentation that references the old MPIN.

A banking update will fail without a valid MPIN:
If you are trying to update your EFT banking information and cannot proceed, a missing or incorrect MPIN is the most likely cause. Reset your MPIN first, then return to the banking update workflow.

What to Do If You Cannot Reset Your MPIN

The standard MPIN reset process works when you have active Login.gov access to the account that controls your SAM.gov entity. If the standard reset is not resolving the issue, here are the scenarios and next steps:

You cannot access the Login.gov account linked to your entity

The MPIN reset requires active SAM.gov access. If you cannot sign in due to a Login.gov issue, resolve that first. See Login.gov basics for SAM.gov vendors for account recovery options.

The reset option is not visible in your entity record

This can happen if your entity record is in a non-editable state — such as during active renewal processing or if there is a pending validation issue. Check your entity status first. If the record appears Active and the option is still not visible, contact the Federal Service Desk at fsd.gov with your UEI and a description of what you are seeing.

You need to update banking but the MPIN process is blocking you

If you have gone through the reset process and are still unable to complete a banking update, open an FSD ticket at fsd.gov. Include your UEI, a description of the banking update you need to make, and the specific error or block you are encountering. FSD can intervene on MPIN and banking update issues at the system level when self-service is not working.

MPIN Documentation Best Practices

The MPIN becomes a problem almost exclusively when it is not documented. Here is how to prevent that from happening:

  • Record it when you create it: The moment you set your MPIN during registration, add it to your vendor credentials file. This takes 30 seconds and prevents a future crisis.
  • Store it at the organization level: The MPIN should be accessible to whoever manages SAM.gov compliance in your organization — not stored only in one person's memory or personal notes.
  • Review it annually: As part of your SAM.gov renewal process, confirm your MPIN is documented and accessible. If it is not, reset it and document the new one before completing renewal.
  • Treat it like a banking credential: The MPIN protects your EFT banking information. Give it the same security treatment as your online banking password — secure storage, limited access, documented location.
  • Do not reuse passwords: Your MPIN should be distinct from your Login.gov password and other credentials associated with your SAM.gov account.

Need help getting your SAM.gov credentials sorted out?

MPIN issues, banking update blocks, and credential management problems are common sources of delay — especially when SAM.gov compliance has been handled by someone who has since left the organization. If you want expert help untangling access issues or want a done-for-you approach to registration and renewal, book a strategy call.

Frequently Asked Questions

Is the MPIN the same as my Login.gov password?

No. They are two separate credentials. Your Login.gov password controls sign-in access to SAM.gov. Your MPIN is a separate credential inside SAM.gov used to authorize specific administrative actions, particularly banking updates. Changing one does not affect the other.

Do I need my MPIN to renew my SAM registration?

Not for a standard annual renewal where your banking information is not changing. The MPIN is specifically required when you need to update EFT banking details. If your bank account information stays the same during renewal, you can complete the renewal without entering your MPIN.

What happens if I enter the wrong MPIN too many times?

SAM.gov may lock the MPIN after repeated incorrect entries as a security measure. If this happens, use the MPIN reset process through your entity record, or contact the Federal Service Desk at fsd.gov if the reset option is not available.

Can I change my MPIN at any time?

Yes. You can update your MPIN at any time through your SAM.gov entity record administration settings — you do not need to wait for a renewal cycle. Resetting your MPIN proactively and documenting the new one is a good practice even if you do not currently need it.

Who should know our organization's MPIN?

The MPIN should be known to whoever is responsible for SAM.gov compliance and vendor credential management in your organization — typically the same person who manages the Login.gov account and SAM registration renewals. It should be stored securely at the organization level, not held only by one individual.


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